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Pre-Approval: Your First Step
Securing pre-approval is the most critical step in your home buying journey. It provides you with a clear financial roadmap, ensuring you have the necessary capital to move forward with confidence.
Our team will evaluate your credit history and financial standing to determine your eligibility for competitive mortgage rates. This process helps you avoid the stress of a lengthy application later in the process.
Pre-Approval Checklist
Ensure you have all necessary documentation ready to begin your mortgage journey with Brikky King.
Identity & Income
- Government-issued photo ID
- Recent pay stubs (3 months)
- Recent bank statements
- W-2 forms for the past year
- 1099 forms for the past year
Assets & Credit
- Recent credit report
- Proof of assets (IRA, 401k)
- Recent tax returns
- Proof of insurance
- Proof of employment
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